Bank Of America Secured Credit Card After Bankruptcy
Getting a secured credit card from a major bank after bankruptcy is not something I think a person should do. most major secured credit cards come with Annual fees and high interest rates. Also I have yet to see a major bank give out a secured credit card with 0% APR for 6 month’s.
The Best Secured Credit Card After bankruptcy
The best secured credit cards to get after bankruptcy is by far the Public Savings Bank Classic Visa Card
There’s no secured credit card available that has this many great features for starters this secured credit card comes with with 0% APR for 6 month’s, It only requires $200 minimum deposit there’s No annual and NO monthly fees. This secured credit card reports to the Major Credit Bureaus. To get a brief run down of what the Public Savings Bank Classic Visa Card has to offer read some of the features below.
• 3-bureau credit reporting
• 0% APR for 6 months
• No annual or monthly fees
• Low $200 minimum deposit
• No credit check or credit inquiry
• No income or employment verification
• 25 day grace period
Not even capital one can compare to features like this. People who i feel might need this secured credit card apart those who declared bankruptcy are people with:
• BAD CREDIT
• NO CREDIT
• DAMAGED or THIN CREDIT
• Students & immigrants
• People who need credit tradelines
• People looking to buy a home or car
• People looking to rent an apartment
• People who need a credit card for travel, hotel or car reservations
If credit safety is your concern not to worry the Public Savings Bank Classic Visa Card is an FDIC insured bank located outside Philadelphia. They have a real address and real support team open Monday – friday during normal business hours in case of emergency or in the event people just want to check their accounts Customers also get:
• Free 24-hour online account access and bill payment
• Benefits include travel and car rental insurance
• Zero liability for fraud
• Free emergency card replacement
There’s no better secured credit card available on the market than the Public Savings Bank Classic Visa Card if this card is not to you liking Orchard bank and capital one also have secured credit cards but those secure cards tend to have annual and monthly fees which will cost you allot more money long term.
Thank you for reading my post good luck!
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