Capitalone.ca review

Depending on your credit rating capital one in my opinion may or may not be your best option. If you have excellent credit in my opinion its best that you weigh your options first depending on where in Canada you live you might want to check out the banks first. Two of my favorite Canadian banks include Td Canada Trust and also Royal bank. I’ve tried Td, Royal bank and Scotia bank in the past. My worst experience was with Scotia bank my best experience was with Royal bank and I’ve also enjoyed the service offered at Td Canada trust bank.

Capital One’s and rebuilding your credit

If you have really bad credit and you’re looking for a credit card your best bet is capital one. As long as you’re discharged from bankruptcy you have a chance with Capital one, this is where the capital one master card shines above all others in Canada. As many Canadians with bad credit know it’s very hard sometimes almost impossible to get a credit card with any bank, if you have really bad credit. This is where in my opinion Capital one shines. The Capital one secured credit card will get you a your credit on the road to recovery.

When I had bad credit capital one was the only company that would give me a chance. Every single bank turned me down but not only did Capital one give me a credit card but they also helped me by reporting my payments to Equifax which helped get my credit rating to an R1. Keep in mind however that I paid my capital one bill on time every month. If you have bad credit and you’re looking for a credit card contact capital one and ask them about the secure capital one credit card, a deposit will be required and there is an annual fee as well. But it’s well worth it because if you pay your bills on time your credit will be repaired which will enable you to get more credit at a much lower interest rate.

Is Capital one good for people with good credit

Yes, capital one can be good for people with excellent credit as well, however I do recommend shopping around, Every financial service company loves individuals with good credit and most of the time they will give these special types of individuals special offers or even 0% introductory rates. You should probably contact Capital one and see what they have from my experience if you have excellent credit they’ll find something good for you. If you’re not sure of your credit score make sure that you visit Equifax it’s very important that you keep this area of your financial life in check.

I’ve known quite a few people that have had their I.D stolen and didn’t find out until it was too late. If you monitor your credit this stuff will not happen also remember that you can get your report free from Equifax but if you want to know you score then you will have to pay. well that will conclude this blog post thanks for reading

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