Better than a partially secured credit card
A partially secured credit is good idea but on the note it can be a very pricey one. Also there’s the risk that you might not even qualify for a partially secured credit card and if you do usually there are lots of fees and almost no rewards associated wit the card. People looking for a partially secured credit card tend to have bad or no credit history. If you’ve filled for bankruptcy usually you won’t qualify for a partially secured credit card.
Secured Credit Cards
typically people start looking for partially secured credit cards when they find the high deposit amounts required for secure credit cards. Which is the reason why i made this post. Many secured credit card lenders want the consumer to put down $500 upto $10,000. This is very expensive and most people can not afford that high cost.
Introducing the Public Savings Bank Classic Visa
This card only cost $200 to get guaranteed approval and also they give you o% APR for the first 6 month’s which is un-heard of in the secure credit card industry. This company is also insured with the FDIC. some more benefits of the Public Savings Bank Classic Visa below
The Public Savings Bank Classic Visa REPORT’s TO ALL 3 MAJOR CREDIT BUREAUS! Secured Card details that I think you should take a note of include
• 3-bureau credit reporting
• 0% APR for 6 months
• No annual or monthly fees
• Low $200 minimum deposit
• No credit check or credit inquiry
• No income or employment verification
• 25 day grace period
Now with out telling you what company does this there are a few secure credit card lenders who do not offer 25 day grace periods check your credit or don’t even check your income verification. This credit card to me is far superior to most secured credit cards
People who i feel need this secured credit card are the following: People with
• BAD CREDIT
• NO CREDIT
• DAMAGED or THIN CREDIT
• Students & immigrants
• People who need credit tradelines
• People looking to buy a home or car
• People looking to rent an apartment
• People who need a credit card for travel, hotel or car reservations
The Public Savings Bank Classic Visa is an FDIC insured bank located outside Philadelphia. Things potential Customer should be aware of include.
• Free 24-hour online account access and bill payment
• Benefits include travel and car rental insurance
• Zero liability for fraud
• Free emergency card replacement
This is by far my favorite secure credit card the low deposit fee as well as the 0% APR for 6 month’s makes this the best secured credit card on the market.
Click herfor more info on Public Savings Bank Classic Visa
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