First Premier Bank Review Is It a Scam

Apr 18

First Premier Bank Review Is It a Scam

Before considering getting a secured credit card it’s important to note why you are getting this card. The point of a secure credit card is to establish or re-establish your credit history. If this is not what you plan to do you might want to reconsider getting a credit card at all.

Secure Credit cards are for people who want to buy a house or car or boat and go on vacations and basically live the American dream. These people may have had bad credit in the past or might be new getting credit and jsut need to establish themselves to credit lenders. This is where a company like First premier Bank comes in. When you get a secured credit card the idea is not max out your card immediately the idea is to spend what you can afford to spend and pay it back and build your credit history.

Under No circumstance do you want to go over 75% of your credit limit. if you are constantly finding yourself at this point my recommendation is to cancel the card immediately. Because you don’t want to ruin your credit twice.

First Premier bank Review

No personally i don’t recommend First premier bank because they have a lot of high fees and also because i know that there is better out there. The first Premier Bank Credit Card is a legit company but you should read the terms before signing up with them. Furthermore i am not a fan of the tactics First Premier Bank uses to lure in their customers. I think they make the financial service industry look bad on some of their shady business practices. I have heard allot of bad stories about this company and I highly advise anyone reading this to stay away from them. a phone number where they can be reached is 1- 800-987-5521 if you are having any problems with them.

Introducing the Public Savings Bank Classic Visa Card

in terms of the most benefits and the best introductory offer in my opinion nothing beats out the Public Savings Bank Classic Visa Card Not only does this card REPORT’s TO ALL 3 MAJOR CREDIT BUREAUS! but it also has 0% APR for your first 6 month’s more features of this card include.

• 3-bureau credit reporting
• 0% APR for 6 months
• No annual or monthly fees
• Low $300 minimum deposit
• No credit check or credit inquiry
• No income or employment verification
• 25 day grace period

Something to take not of is the 25 day grace period Allot of secured credit cards do not offer this type of courtesy plus theres no Income or employment verification and No credit check inquiry on top of this there is NO ANNUAL fees (eat your heart out capital one) and a low $300 minimum deposit and again this credit card reports to all three MAJOR credit reporting agencies.

People who i feel need this card people who have:
• BAD CREDIT
• NO CREDIT
• DAMAGED or THIN CREDIT
• Students & immigrants
• People who need credit tradelines
• People looking to buy a home or car
• People looking to rent an apartment
• People who need a credit card for travel, hotel or car reservations

This is NOT some fly by night operation the Public Savings Bank Classic Visa Card is an FDIC insured bank located outside Philadelphia, and in case of emergency Customers also get:

• Free 24-hour online account access and bill payment
• Benefits include travel and car rental insurance
• Zero liability for fraud
• Free emergency card replacement

I have yet to see a Secured credit card that even comes close to these types of features. If you want to live the American dream or have a second chance at the American dream i highly recommend you sign up for the Public Savings Bank Classic Visa Card today

Be Sociable, Share!

0 apr credit card offer, 0 apr credit card offers, 0 apr credit cards, credit card 0 apr, first premier bank review, First Premier Bank Review Is It a Scam, first premier bank reviews, first premier bank scam, premiersecured review, premiersecured scam, premiersecured.com, premiersecured.com review, premiersecured.com scam, secured credit card complaints, secured credit card review, secured credit card reviews, Secured Credit Cards Review, secured credit cards reviews

Search Terms

public savings bank scam

first premier bank classic credit card review

first premier bank reviews

is first premier bank a scam

First PREMIER® Bank Classic Credit Card scam

first premier bank classic credit card reviews

is first premier bank legit

First PREMIER® Bank Classic Credit Card reviews

first premier® bank classic credit card review

first premier bank scam

mss

First PREMIER® Bank Secured Credit Card scam

first premier bank review

first premier bank secured credit card scam

public savings bank secured card complaints

seo forum

Comments

MsYada

January 22nd, 2011 at 10:30 PM

Got this High Fee Card to help build Credit. Fraud charges appeard on Card in Feb 2010. The account is paid in full automatically from our bank account. We filed a Dispute with no resolve from Premier The Only thing First Premier did was to close the account and reopen and new account and transfering the balance over. First Premier adviced us that since the card was paid in full we would investigate and get back with you.

March 2010 First Premier sent a new card with a new account number. First Premier reported the card late 30 days to the credit reporting agencys with a zero balance and nothing owed – They returned the late fee with an appoligy but did not remove the negative reporting to the credit agency. This caused my score that I was doing my best to increase go down.

Being ripped off for over $400 now for those out rageous fees and paying for fraud charges This account was closed – Over paid a total of $146.00 for the fraud charges that I have been waiting for a resolutions or refund for those fraudulant charges for over a month now.

April 2010 First Premeir reopened the card without my authorization and instead of refunding the $146 we over paid for the fraudulant charges First Premier added those charges back to our account and deducted another $146 from our bank account. Thus we paid twice now for the same fraudulant charges to the account.

May 2010 we get a statement that our account is paid in full and we only owe $7.00 for the monthy fees. I called and let them know that we closed the account and paid it full back in March of 2010 and was waiting for refund of the additional payment that was taken by First Premier.

June statement comes with a Zero Balance and new charges of – Yes you quessed it “The $146 for those fraud charges are back on the statement for the 3rd time”.

July 2010 First Premeir reports to the credit agency a 30 day late with a total amount due of $198.86 we called first premier to explain that the card had been closed and why did they place fraudulant charges back on the account again with different reference number. I was waiting for a refund! The First Premier Rep Personally told me “HE WOULD PERSONALLY SEE TO IT THAT MY CREDIT WOULD BE DESTROYED when they keep reporting it and then finally Charge it off as a bad debit

August 2010 First Premeir reports to the credit agency a 60 day late with a total amount due of $229.50 I called first premier to explain that the card had been closed an we was waiting for a refund! Same story different Rep told me THAT HE WOULD PERSONALLY SEE TO IT THAT MY CREDIT WOULD BE DESTROYED because we will keep reporting it for years and then finally Charge it off as a bad debit

September 2010 First Premeir reports to the credit agency a 90 day late with a total amount due of $233.29 I called first premier to explain that the card had been closed an we was waiting for a refund! The First Premier Rep Personally told me THAT THE ACCOUNT IS NOW CLOSED AND TURNED OVER TO COLLECTIONS.

Oct 2010 First Premeir reports to the credit agency Charge Off. I despute the charges with all 3 reporting agency with no luck! First Premier says that I am repsonsible for the charges

PLEASE SOMEONE HELP ME.. With First Premier Charging this Off as a bad debit instead of building my credit its being reduced and now I am being denied jobs offers and other credit opportunities.
Steve

January 22nd, 2011 at 10:46 PM

In that instance you might want to consider legal representation consider visiting this page http://richinwriters.com/no-win-no-fee-lawyers/

The Internet Marketing Blog

First Premier Bank Review Is It a Scam

First Premier Bank Review Is It a Scam

First Premier bank Review

Introducing the Public Savings Bank Classic Visa Card

Comments

Leave a Reply

Sponsors

Author Spotlight

Steven Porter

Authors Widget

Log In

Recent Posts

Search Terms

public savings bank scam

first premier bank scam

Tag Cloud

Categories

Advertisements

Advertisements