Finding a UnSecured Credit Card after declaring Bankruptcy

Find an unsecured credit card after declaring bankruptcy is almost impossible and if you do find a lender there’s a good chance they will exploit you and charge you high interest fess, monthly fees and annual fees I recommend getting a Secured credit card instead. What most generally people don’t like about secured credit cards are the monthly fees the annual fees and the fact the have to make a minimum deposit to activate their credit card. i have found a company that rids the consumer of most these dilemmas.

Secured Credit Card & It’s Features

Now first as we know a secured credit card requires a minimum deposit so with this company a $200 security deposit is required but from after this features just get better and better. now first and foremost this is a real secured credit card not a pre paid credit card so once you apply and excepted rest assured they will be reporting your information to the 3 major credit reporting agencies.

Also for your first 6 month’s you qualify for 0% APR this is a promotional offer and depending on when you read this post this offer may void. As well there is NO monthly or annual fees (eat your heart out capital one) more features are listed below.

• 3-bureau credit reporting
• 0% APR for 6 months
• No annual or monthly fees
• Low $200 minimum deposit
• No credit check or credit inquiry
• No income or employment verification
• 25 day grace period

For people that declared bankruptcy the major thing to pay attention to is “no credit check or credit inquiry this should make your heart rate beat a little slower as well there’s No Income or employment verification this is good for students in school that want to build credit. As well there’s a 25 grace period this is not one of those secure credit cards that want to take your money the day after the first of the month. People who i feel should consider getting this card are the following:
• BAD CREDIT
• NO CREDIT
• DAMAGED or THIN CREDIT
• Students & immigrants
• People who need credit tradelines
• People looking to buy a home or car
• People looking to rent an apartment
• People who need a credit card for travel, hotel or car reservations

If safety is your concern never fear the Public Savings Bank Classic Visa Card is an FDIC insured bank located outside Philadelphia. The have normal operating business hours and when accepted Customers also get:

• Free 24-hour online account access and bill payment
• Benefits include travel and car rental insurance
• Zero liability for fraud
• Free emergency card replacement

You can continue your search for an Unsecured Credit Card after bankruptcy but what you will notice is that those searches will lead you to pre paid cards and dead ends I recommend stopping you search here there is No better Secured Credit Card option available than the Public Savings Bank Classic Visa Card