Why Millions of Americans can’t afford a home in 2025.
In this video, Marko from WhiteBoard Finance breaks down why the income needed to afford a typical U.S. home has increased by +79% in just five years — and what that means for your future.
✅ The truth about rising home prices
✅ Why income growth hasn’t kept up
✅ How mortgage rates and supply shortages broke affordability
✅ The economic ripple effects (mobility, families, and spending)
✅ What smart buyers and investors can do about it
The average U.S. household now needs over $92K/year to buy a median-priced home — up from just $51K in 2020. Meanwhile, wages are up only 25%, and inflation has grown 23%. The math doesn’t add up.
This isn’t just a personal finance problem — it’s a national crisis.
Whether you’re a first-time buyer, investor, or just trying to make sense of today’s real estate market, this video will give you the financial clarity you need.
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ABOUT ME 👇
My mission is to provide my viewers with actionable content that enables them to create financial wealth. My videos are a reflection of my real-world experience as a real estate investor, stock market investor, finance major, and entrepreneur.
This channel allows me to share my passion for personal finance, stock market investing, real estate investing, and entrepreneurship. I produce content that I would want to watch, and because of that, I give 100% effort in every video that I make. I also believe in complete transparency and open communication with my audience.
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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments.
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