💵 Plan your monthly spending for free with EveryDollar- https://ter.li/vkumyr 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or send us a message – https://www.ramseysolutions.com/shows/the-ramsey-show/email 🏦 Take Your 3-Minute Money Assessment – https://ter.li/fi5xhh Explore More Shows from Ramsey Network: 🎙️ The Ramsey Show ⮕ https://ter.li/rqwdws 🍸 Smart Money Happy Hour…