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Capital One Pre Paid Credit Card

Posted on April 17, 2010 by RichInWriters

Capital One Pre Paid Credit Card

As far as i know Capital One does not have a Pre Paid Credit Card but they do have a secured credit card for people with bad credit or for people who have just declared bankruptcy. Personally I don’t see any reason to get a Pre Paid Credit Card unless you do not qualify for any Secure credit cards. If you live in the united States you might qualify for the Public Savings Bank Classic Visa Card

Public Savings Bank Classic Visa Card Features

This this card as been brought to my attention i have found it to be superior in many areas. There simply is no competition to the Public Savings Bank Classic Visa Card some of the features include.

• 3-bureau credit reporting
• 0% APR for 6 months
• No annual or monthly fees
• Low $200 minimum deposit
• No credit check or credit inquiry
• No income or employment verification
• 25 day grace period

0% APR with a secure credit card is almost unheard of they report to all MAJOR credit reporting agencies and they don’t even check your credit.

People who might need this secured credit card are people with:
• BAD CREDIT
• NO CREDIT
• DAMAGED or THIN CREDIT
• Students & immigrants
• People who need credit tradelines
• People looking to buy a home or car
• People looking to rent an apartment
• People who need a credit card for travel, hotel or car reservations

The Public Savings Bank Classic Visa is an FDIC insured bank located outside Philadelphia. There business hours are from Monday – Friday 9 am – 5 pm more of there service related inquiries include

• Free 24-hour online account access and bill payment
• Benefits include travel and car rental insurance
• Zero liability for fraud
• Free emergency card replacement.

I find the Public Savings Bank Classic Visa Card to be a much better option than a pre paid credit card in every circumstance and if you are looking to rebuild your credit you should consider using them.

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