Capital One Secured Card

Capital One Secured Master Card is very good option to consider if you are looking to build or rebuild credit history but although this a good card i don’t find it to be the best Secured Credit Card in the United States. It has alot of features and is probably one of the most recognizable cards because of all the advertising it gets but there’s a better Secured Credit card out there and it’s a Secured Visa Card. This Card is call the Public Savings Bank Classic Visa

The Public Savings Bank Classic Visa details

0% APR for six month’s is not a feature you see with a secured Visa card usually banks try to gauge consumers because they know people looking for a secured credit card are in position to negotiate but Public Savings Bank Classic Visa currently as a promotion for new customers of 0% APR for new customers for the first 6 month’s other features of the Public Savings Bank Classic Visa also include the following

• 3-bureau credit reporting
• 0% APR for 6 months
• No annual or monthly fees
• Low $300 minimum deposit
• No credit check or credit inquiry
• No income or employment verification
• 25 day grace period

The low minimum deposit to me makes this card better than any pay as you or gift credit card. There is also No Credit check and No income or employment verification this along with 0% APR from my view makes this card a superior secure credit card.

People need this card are people with:
• BAD CREDIT
• NO CREDIT
• DAMAGED or THIN CREDIT
• Students & immigrants
• People who need credit tradelines
• People looking to buy a home or car
• People looking to rent an apartment
• People who need a credit card for travel, hotel or car reservations

The market is growing as other banks cut back on credit and this is an excellent to stay ahead of the pack.

Public Savings Bank Classic Visa is an FDIC insured bank located outside Philadelphia.  So people who use the Public Savings Bank Classic Visa also get:

• Free 24-hour online account access and bill payment
• Benefits include travel and car rental insurance
• Zero liability for fraud
• Free emergency card replacement

If you are thinking about getting a Secured Credit card to improve or to rebuild you credit card rating and you live in the United States I suggest going with the Public Savings Bank Classic Visa