Capital One Secured Visa

Capital One has done a good job with filling a void in America by doing something most banks won’t do. Which is give people with poor bad or no credit a shot at the American Dream. As many of us know when it comes to traveling you want to have a credit card namely a Visa Card or master card. Allot of major banks won’t talk to you or even give you a secure credit card if you don’t have average or above average credit. Capital One will doe this and has done this for plenty of customers across the United States.

Capital One Secured Visa The Down Side

The common theme that most people find annoying with capital one visa is every time you call them they will try to sell you something new. Another annoying fact is their annual fee and there application fee apart from that it’s a good card.

To avoid certain fees i would advise you to take a look at the Public Savings Bank Classic Visa Card it’s a very good card with 0% APR for 6 month’s more of the features are explained below.

• 3-bureau credit reporting
• 0% APR for 6 months
• No annual or monthly fees
• Low $200 minimum deposit
• No credit check or credit inquiry
• No income or employment verification
• 25 day grace period

The types People who might need this card are people with:
• BAD CREDIT
• NO CREDIT
• DAMAGED or THIN CREDIT
• Students & immigrants
• People who need credit tradelines
• People looking to buy a home or car
• People looking to rent an apartment
• People who need a credit card for travel, hotel or car reservations

The Public Savings Bank Classic Visa Card is an FDIC insured bank located outside Philadelphia. Service also includes:

• Free 24-hour online account access and bill payment
• Benefits include travel and car rental insurance
• Zero liability for fraud
• Free emergency card replacement

If you are looking for a better alternative to Capital One consider using Public Savings Bank Classic Visa Card