What’s better than the Chase Secured Credit Card

Secure Credit Cards offered by banks usually only cater to special type of person. But if you’ve declared bankruptcy or you have terrible credit history and you need a credit card there’s no need to wait on the banks to give a yes or no answer take your credit into your own hands and get a secured credit card and follow this simply advice so that in the future you will qualify for a unsecured credit card and build your Fico or Equifax credit score a lot faster.

When you get a credit card always make sure you at the very least pay the minimum balance. Even if you need the money later my advice is pay the minimum balance and then take the money a few days later. The thing to remember about credit cards is that they’re revolving lines of credit meaning you can use them over and over again and yes they have high interest rates in some instances however the thing to remember is they typically help your fico score the most so if possible always pay the minimum balance by the due date.

When you practice doing this your credit score will always have the potential to raise as long as you make sure that you pay all your other credit related scores on time. The Chase secured credit card is good but try and remember that there are other options out there such as Capital One and others which by some peoples standards are better than the Chase Secured credit card.

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