Happy Labour Day: Changes I’d like to see in the Canadian labour market Lower Taxes, Financial Education, Less Welfare, Market Pay, Minimum wage Reform, Rental Control Abolishment, and an end to CMHC mortgage insurance – September 7, 2020,
Lower or No Taxes for the Day Labourer
The modern-day labour union exists primarily because of a lack of financial education in our public schools. In fear of losing their jobs and positions, teachers are incentivized to omit financial education in our schools, even if a child grew to be a low wage earner, had he child had financial education then that low wage-earning child would know their rights as day laborer as well as the avoidable progressive and regressive tax burdens the government puts on them which guarantees employees of the government have inflated paychecks as well as inflated retirement cheques.
The government’s taxes is the main reason why the low wage earners have little money to spend. Until Pierre Trudeau, day laborers could raise a family with several kids without assistance from the government, the main reason a low wage earner struggles the way they do today is because of the amount of taxes they have to pay, taxes are on everything, taxes are everywhere, you get taxed when you work you get taxed when spend, you get taxed when you invest, you get taxed when you die.
If you’re raised believing that paying taxes keeps you safe or gives you a social safety net, you’re wrong, the taxes you pay for go to making the rich richer. A regulation once implemented in most situations no longer requires government oversight. With the exception of environmental laws, most regulations could be managed by the people.
In 2020, an employer can’t push around an employee unless the employee allows it. An employees rights training is enough to rid Canada of labour unions, and an employees rights website and a few offices dedicated to employees rights are enough to combat employee abuse by employers, this would save unionized workers BILLIONS of dollars in union dues and the worker wouldn’t need to go through unions to enact changes they could do them independently, through the courts possibly via an EMAIL.
Especially with the internet and websites like Glassdoor.ca I see no reason for labour unions in the modern era. Labour unions are a tax Canadians pay into perpetuity and they could be replaced by financial education in our school system, which oddly enough could include employees’ rights education. Why doesn’t this happen you ask? Well, public school teachers have labour unions and they don’t want their students to know the tricks they employ on their students.
As an example, if students knew that their teachers were using their students as bargaining chips, the students might want to have school choice, truly educated children are a DANGEROUS force for the ruling classes.
How I would reform Minimum wages by reforming Welfare
Currently, Canada has this thing called The Canada Emergency Response Benefit (CERB), which is compensated employees who can’t work because of COVID-19, some are calling for CERB to become a Universal Basic Income, well, in case Canadians didn’t know Welfare is a Universal Basic Income.
I live in Ontario and social assistance in Ontario is Universal Basic Income a lot of people on Welfare live in subsidized housing, they don’t work, and if they do work they take more out of the system than they put in, they don’t pay market rent, these people are also not responsible for the maintenance of the government housing they’re granted, and the government workers who are responsible for the maintenance of the government housing projects are often unionized public servants who make way more money working for the government than they would make had they done the same job working in the private sector.
Wage-earners via taxation are paying for people on Welfare who don’t work, don’t want to work, and can vote to turn wages earners into their slaves. This makes wage earners poorer, wage earners would make more money and have a lower cost of living had they not been forced to finance the people who don’t work.
My minimum wage plan
People on CERB will have to pay taxes in 2021, whereas people on Welfare won’t have to pay back any taxes in 2021. I don’t think this is a fair arrangement. My minimum wage plan would be financed by the government, not the employer.
Minimum wages give employers a reason not to hire people, instead, there should be no excuse not to hire people, instead the government should pay the minimum wage. So let’s say the minimum wage is $15. If the employer can only afford to pay $7 per hour then the government pays the remaining balance which in that circumstance is $8, if you say this can’t work? Well, you should consider looking at the amount of money spent n WELFARE! You should also ask yourself where did the government find the money to pay out CERB?
Furthermore, with no minimum wage, there is no excuse for people not to work, so people on welfare would now have to contribute to taxes. What CERB has shown, what all of these UBI programs have shown is that if people were working the cost of living would either be the same as it is now or it would have been lowered drastically!
CMHC should be about helping renters not about pushing up housing prices
CMHC has been a failure, the Canada Mortgage and Housing Corporation used to be about helping renters, it’s now all about helping to keep the housing market in Canada inflated. the CMHC is ant renter and the CMHC is assisting in propping up rental prices, I would get CMHC out of the mortgage-backed securities business and get them to focus on assisting renters, by keeping the price to rent as competitive and therefore as low as possible.
I’d be opened to a down payment loan for a house or condo but GOVERNMENT mortgage insurance should be abolished in Canada altogether! Mortgage insurance has done nothing but created a new bottom for the housing market, everyone in Canada knows that the housing market will be bailed out by the government, in fact, it just was baled out by the government during the COVID-19 pandemic, not only are their mortgage deferrals, there’s also CERB and other bailout programs.
Canada needs to have a housing and rental market that isn’t being propped up with inflated prices created by the Government, via their bad policies. I would also abolish rental controls and with more people off of welfare provide tax breaks for landlords who house the elderly and people with special needs.
Most people don’t need rental controls, and had the CMHC not incentivized all of these condos being built, these condos without rental controls would have been rental housing.
Debasing the Canadian dollar
The last thing I’d like to point out is the Canadian dollar being artificially low, I’m against it, because in the very near future, the Canadian dollar is going to be low not because we’re tinkering with it to pay for government, but because Canada is broke and in order to pay for our indebtedness we will have to debase our currency.
During the late stage Socialism phase of a country, the real problem is that most people during the good times weren’t financially educated, so when the bad times hit, most people will not understand that the problem is the size of government, so most people when their standard of living declines will assume that a big government can fix the problem, which it can’t.
This leads to stagnation and stagflation and this ultimately leads to the rich getting richer and the poor getting poorer and in this era, of mobility, similar to what’s happening in Greece and Italy, there will be a brain drain in society, because the financially literate won’t have to remain in Canada and allow themselves to be subjugated to the democracy who assumes that if the Government simply taxes the rich more, all their problems will be solved.
In New York State right now, the Rich are leaving, so sure the politicians can raise taxes, but the rich by then are long gone and therefore the taxes to pay for welfare are burdened on the wage earners. Now in Canada most employers remain in Canada because of Canada’s artificially low loonie, well debasement hurts the wage earner because they have to buy things domestically at retail prices and this leads to more poverty for the wage earner.
So during labour day, I hope the laborers consider shrinking and altering the size and influence of the government and putting more financial education into our public school system!
Workers groups mark Labour Day with push for changes in Liberals’ throne speech | CBC
Interesting times ahead!