Orchard Bank Secured Credit Card

During the publication of this blog post the Orchard Bank Secured Credit Card is one of the best secured credit cards online. However like any credit card you do want to familiarize yourself with the terms and conditions related to this card and any charges or fees associated with this card. In almost every instance the fees are written bold print which can be easily read.

Most complaints about credit cards are about fees customers didn’t know existed. My advice to you when it comes to your credit card is familiarize yourself with it! Because truth be told most credit cards are catered to a specific type of individual and before you commit to one you may want to weigh your options. Secured credit cards are usually for people trying to build, rebuild and/or establish their credit history.

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If you fall into any category of borrow my advice to you is to make sure at the very least you pay the minimum balance every month so that you can in time qualify for an unsecured credit card in the future and also so that your credit score will have the ability to rise over time.

As long as you pay your bills on time your credit score will at the very least always have the potential to rise drastically once you pay all your bills in full. Paying the minimum balance and not allow items to go into default keeps your credit score in limbo with the expectation that in time it will rise to the highest number possible thus enabling you to qualify for larger credit purchases at dirt cheap interest rates.

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