Best Secured Card To Rebuild Credit

If you are looking to get a secured credit card to help rebuild your credit it’s important you look at it from the right perspective. Many people or forced into debt because of credit cards because they didn’t get the right one for them. When it comes to secured credit cards the main thing you want to look into is how much is this secured credit card going to cost me in the long run.

So secured credit cards have low security deposits but then have high monthly and annual fees, these secured credit cards also hidden charges that customers only find out about after they hit get hit with the charge. I think it’s always important to read the terms and conditions before purchasing a secured credit card. Because remember the sole purpose of a secured credit card is to rebuild or establish some sort of credit history and you don’t want any late or NSF charges on your credit score if the point of getting a secured credit card was to rebuild your credit.

rebuild credit with a secured credit card

If you live in U.S and you are looking for a secured credit card  there’s only one secured credit card  company that i recommend. Out of all the available secured credit cards on the market his one is the most expensive and for good reason. This secured credit card has 0% Apr for your first 6 month’s some of the other features include.

• 3-bureau credit reporting
• 0% APR for 6 months
• No annual or monthly fees
• Low $300 minimum deposit
• No credit check or credit inquiry
• No income or employment verification
• 25 day grace period

The Best secured credit card to rebuild credit

Plus this secured credit card doesnt come with any hidden fees, all fees associated with this card are fully disclosed to the customer although other secured credit providers do disclose their information i have found personally that most customers are not fully aware of the implications of some of these other secured credit card providers especially in regards to the late fees, the monthly fees and the annual fees which can cost a person “an arm and leg” if they are not careful.

If you looked at the secured credit card offer above it clearly states No Monthly Fees or annual fees this is why i think long term this is the best secured credit card to help a person get a better credit rating. For more information on click the link below.

Public Savings Bank Classic Visa

If you are looking for a larger selection of credit cards i’ve found that http://thecreditloanshop.com/ has one of the best selections of credit cards online. thanks for reading please leave a comment below.