What’s the best secured credit card to get?

If you are trying to re-establish your credit after a major financial set back or you are trying to build credit  highly recommend you get a secured credit card. I am totally against pay as you go credit cards as i find them to be a complete waste of money and time because they neither not build or rebuild your credit history and if they claim that they do usually they only report to the credit agencies that don’t matter.

The Capital one Secured Credit Card

The capitol one Secured Credit card is a good option I find it’s a good option for children who are looking to build credit as well as adults who are trying to establish credit the capital one secured Credit card depending on where you live in North America although might come with high deposit amount like maybe $300- $500. Usually people don’t have this amount to put down but if you do i highly recommend you look into The Capital one secured credit card.

Public Savings Bank Classic Visa Secured Credit Card

If you have very bad credit credit you declared bankruptcy, you are trying to re-establish your credit I have go to say the best secured credit card by a wide margin has got to be the Public Savings Bank Classic Visa card I often here people want a credit card that they can use to pay their bills because they can not open a bank account this card does all of that and more. Some of the features are listed below. First of all I want to make it clear that the Public Savings Bank Classic Visa card is not a prepaid card!

Features of The Public Savings Bank Classic Visa
REPORT’s TO ALL 3 MAJOR CREDIT BUREAUS!

This is a regular Visa card that can be used anywhere Visa is accepted. Unlike prepaid cards and some other secured credit cards, we build credit history that counts!

Secured Card details that I think you should take a note of

• 3-bureau credit reporting
• 0% APR for 6 months
• No annual or monthly fees
• Low $200 minimum deposit
• No credit check or credit inquiry
• No income or employment verification
• 25 day grace period

This a great tool for building credit history that counts, unlike some other prepaid and secured cards.

People who i feel need this card:
• BAD CREDIT
• NO CREDIT
• DAMAGED or THIN CREDIT
• Students & immigrants
• People who need credit tradelines
• People looking to buy a home or car
• People looking to rent an apartment
• People who need a credit card for travel, hotel or car reservations

The market is growing as other banks cut back on credit and this is an excellent to stay ahead of the pack.

Public Savings Bank Classic Visa is an FDIC insured bank located outside Philadelphia. In my opinion this is the hottest secured credit card product in the United States but because it’s a small business unlike Capital One it’s not as well known, The PSB Secured Credit Cards is a consumer friendly card it also has the follow in case of emergency

Customers also get:

• Free 24-hour online account access and bill payment
• Benefits include travel and car rental insurance
• Zero liability for fraud
• Free emergency card replacement

In my opinion there’s no better Secured Credit Card Online then the Public Savings Bank Secured Visa so to answer your question in my opinion go with PSBC Visa[youtube id=”kSHKw3-5Ne0″ w=”425″ h=”344″]

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