TrueCredit.com Review
Identity theft
Identity theft is real and is not something to take lightly. Many times people don’t realize their identities have been compromised until it’s too late. This a good way to keep a watchful eye on I.D thieves. because of services like TrueCredit.com I.D theft has actually gone down. As more consumers especially those with good credit are taking there credit issues more seriously.
TrueCredit.com Features
TransCredit.com has two different options the first one is monitoring only your Transunion credit score which is FREE for 30 days and just $11.95/month thereafter.
Although a good option most people tend to go the 3-Bureau Credit Monitoring: $14.95/mo with this option users can Monitor ALL 3 of their reports and scores for Just $14.95/month.
Personally in my opinion $14.95 per month is a high price to pay so i only recommend you sign up with TrueCredit.com if you have good credit that you wish to protect or if you’re building or rebuilding your credit and want to make sure no thieves ruin it for you.
Why 14.95 per month?
unlike other credit report services TrueCredit.com’s reporting is very easy to read and very easy to understand, when you sign up with TrueCredit.com you get Immediate and unlimited access to all three of the major credit reporting agencies which are TransUnion, Experian, and Equifax you also get credit reports and “VantageScore” credit scores.
You’ll also have the ability to update and receive the latest version of your Experian and Equifax credit reports/scores once every 30 days. You can also update your TransUnion report/score once per day. You are never tried down to any contract You can cancel the service at anytime. Plus you will be notified of important credit-report changes like new accounts, new inquiries, late payments, and any other credit related issue within 24 hours.
One of my personal favorites about TrueCredit..com is the Easy-to-understand graphics that show you how your score compares to other people in your bracket, and also how you rank with lenders. Another great feature is TrueCredit.com comes with $25,000 of “Identity Theft Insurance” (provided by AIG).They’ve been around online since around 1998 and there always up to date with newest technology.
True Credit 2010 is horrible. I tried to start an account with them and only got an error page after I put my personal information in. As I thought that an account was never created, I haven’t thought about it until today. I noticed on my bank account statement that I was just charded $14.95 from TruCredit. After seeing this charge I called there customer service which took me going to there website and dealing with their virtual agent because you can not find any number on their site. I was passed on to 4 different people waited for the 5th to call me. All 4 people told me that because I created an account they will not reimburse me. As I explained to them that I have not used their account and two people verified this and suprisingly the other two told me that there is no way to look for that. Needless to say they still insist on not reimbursing me even though I have NEVER used their website. Nothing like being charged for something you never used. Please use someone else and not deal with these people and this company. Don’t waste your time and money. Read all reviews on this True Credit 2010 and you will see how horrible of a time people have had with this company. I just wish I did this before I tried them.
This is a good idea if you don’t want to fix credit
and replacing of cards. ID monitoring is a very good idea
I also used TrueCredit and had a bad experience. I tried to use the free viewing of one company, but they charged me. When I spoke to someone on the phone they told me since I saw all 3 companies that I didn’t have a valid reason for wanting a refund and they would not reimburse me. This was after I got transferred around to a bunch of different people who didn’t want to deal with an angry customer. DO NOT USE THEM.
The truecredit.com site has crashed
TrueCredit are awful. I asked to have my account canceled and not only did they continue to charge me, they called me a liar, saying they had no record of my original request. Do not use them.
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