credit card offers bad credit

You will find a huge number of Americans now with a low credit score, many of them voluntarily have bad credit or have declared bankruptcy based on the present state of the mortgage industry. This has lead to an increase in people looking to regain the credit score they once had. If you want to regain your credit score I highly recommend you get a secured credit card. But not just any secured credit card but acquire one which will assist you to and save you money in the long term.

There’s quite a few decent secured credit cards that you can choose to get but the reason i recommend you go with this one is because there’s no hidden fees and there’s no annual fee. There are other bad credit cards that i used to recommend but based on the facts and thorough research I have discovered that in the long term this secured credit cards saves Americans the most money in the long term.

This secure credit card is not a pay as you go credit card and if you are using a pay as you go credit card i recommend you don’t because it’s not going to help you build you build your credit rating, also it’s going to cost you allot of money, Pay as you go credit cards have ALLOT of fees, and Personally i see no reason any one should have pay as you go credit card.

There are a handful of legit secured credit card offers online but most don’t include % APR into there offers. They usually don’t do this because they want to get as much money out of customers as possible. So don’t allow it for security purposes i had to search the internet long and hard for legit Secured credit card that had % APR on a secured credit card my search came back with very slim results. Also only residents of the United States can apply for this secured credit card with % APR.

Like most credit card issuers this APR credit card offer is only good for the first month you own the card. Also unlike many of the so called secure credit cards offers i ran into online this one can actually be reached by phone and is verified by the FDIC, the equal housing lender and also the Better Business bureau. They really do practice honest business.

The company is called Public Savings Bank and the card is called the Public Savings Bank Classic Visa click here to visit

credit card offers bad credit – The Public Bank Secured Credit Card Features

REPORT’s TO ALL 3 MAJOR CREDIT BUREAUS!

The Public Bank Card is a normal Visa card that can be used anywhere Visa is accepted. the Public Savings bank classic Visa is NOT a pre paid or gift visa card so you won’t get stuck with all those annoying pre paid visa fees that don’t help you build your credit. Public Bank features include.

• 3-bureau credit reporting

• % APR for 6 months

• No annual or monthly fees

• Low $300 minimum deposit

• No credit check or credit inquiry

• No income or employment verification

• 25 day grace period

Persons who i feel will benefit most from this card are the People who may have

• BAD CREDIT

• NO CREDIT

• DAMAGED or THIN CREDIT

• Students & immigrants

• People who need credit tradelines

• People looking to buy a home or car

• People looking to rent an apartment

• People who need a credit card for travel, hotel or car reservations

Some more useful information that you may want to consider is

Public Savings Bank Classic Visa is an FDIC insured bank located outside Philadelphia. In my opinion this is the hottest secured credit card product in the United States but because it’s a small business unlike Capital One it’s not as well known, The PSB Secured Credit Cards is a consumer friendly card it also has the follow in case of emergency

credit card offers bad credit

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