Profinity.com Review – Is it a scam?
Profinity.com is a website offering free credit report. Signing up for their free trial allows users to receive some of the company’s services which include credit monitoring and credit reports.
The site claims that during the free trial period, you gain unlimited access to your credit score, email alerts for any changes in your credit which include new accounts opened under your name, social security statement, and even consultation for credit fraud.
More about Profinity.com
Other than credit monitoring and reporting, Profinity has a Credit Education Center where you can find helpful information and resources to manage your credit.
Profinity’s Credit Fraud Consultation offers support for those who have been victims of fraud and other discrepancies.
The site also has the Save and Protect program which will help you find great deals on items or services that you usually spend your money on. These include groceries, flights, and even utility bills.
What’s the catch?
Non-cancellation of your free trial will automatically enroll you in their subscription service and bill you monthly fees for this. But Profinity.com didn’t specifically state in their Terms & Conditions the duration of their free trial and the amount to be paid in case you want to subscribe on their services.
Final thoughts on Profinity.com
Monitoring your credit score is a good thing. A company who offers this kind of service plus consultation and education offers for fraud and credit management is great. However, what makes Profinity.com a turn-off is the lack of details on their Terms and Conditions which include the duration of the free trial period and the fees involved for subscription.
Please leave your comments or your experience with Profinity.com below; it helps others.
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Ok, so I applied for a job and they asked me to print out a copy of my credit report for the interview. They e-mailed me a link to get a free copy of my credit report, and it lead me to profinity.com. To make a long story short, it was essentially like websites similar to freecreditreport.com and after getting all of the credit card information it automatically asked to verify the account in order to charge me $109.50. I immediately exited this, and as far as I know no charges were made to my account, but this is potentially dangerous, so please do not use this website.
Beware, I applied for a job from craigslist and their e-mail advised me to get a free copy of my credit report which also led me to profinity.com. They said I needed a copy of this report before I could interview for the job. I did not apply for this supposedly free credit report but wanted to advise people to beware.
Martha, whereabouts are you? I am in Washington and just experienced the exact same thing. A job offer directing me to profinity.com. I replied by saying that I have my own trusted website that I already use for reports and score. They replied with..I have to register through profinity in order to qualify!! So I asked exactly where and what company the job position is with. No response yet. I’m thinking it’s a scam definitely!!! Just got a reply it was from a work from home job offer!!! No bueno!!!!!
I too was routed to profinty.com from inquiring with a craigslist job posting. I had to first fill out pre screening from wellman-careers.com and then it directed to me to profinity.com. I did not apply for it and emailed the so called recruiter and no response.
BEWARE.
There are lots of profinity.com redirecting scams on craigslist.
These damn spammers are somehow getting paid commission for each person who signs up at profinity.com
It’s not only on craigslist job ads. They are spamming people who are looking for apartment rentals.
It’s common sense. DO NOT SIGN UP WITH PROFINITY.COM.
If the email sounds spammy, ignore it, or report it to craigslist.
Anyone who uses a redirect link is a fraudster.
I think I just got scammed I cancelled my card and I’m getting a new one in 3 to 5 business days,
and yes I was looking for an apartment and the one I got is for credit score
I hope I cancelled it on time but I still have the same amount of money in my bank.
I know I’m gullible, but not stupid I hope they don’t do anything with my info
I just did it tonight I hope I caught it on time, and I will contact that 877 number and file a claim
I got this message
1 error(s) prohibited this from being submitted.
There were problems with the following fields:
We are unable to get online authentication for you.
Please get authenticated through our manual process by calling call customer service at 1-877-486-9902.
I hope it didn’t go through
https://www.profinity.com/contact_us.asp
I just to got an email back for a job on raigslist and what to make sure this was not a scam and from seeing what everyone is saying I will not go forth with the credit score nor emial the people back. How low of people to do this to people in need of a job and money.
I unfortunately became unemployed and used the state website to register for unemployment. It suggested looking up your credit score (which I had not done for years). I had no trouble navagating the prompts, and although it was not for free (cost 29.95)it was worth it for me to see all three scores and info provided. I did get a little concerned when I called during the 7 day trial period to cancel. Once, on hold 7 mins.Hung up and tried again, on hold for 4 mins. The customer service rep ‘Demarys’was couterous, respectful, and cancelled the service immediately as requested. I had no problems whatsoever, with the exception that it was not for free.
this is a scam someone report these people to police they have many credit card numbers.
Why are all the comments from people have the the same design but different caratures? Looks to me like it may be this company writing the reviews.
Si no es una estafa, usan metodos fraudulentos.
Clonaron el sitio del Children and Families de Florida usando una direccion parecida. Yo no recordaba la direccion web y busque en Google y entre al primer enlace que me parecio correcto. Aparecio un sitio identico y yo ingrese mis datos pensando que estaba en el sitio real. En el proceso me pidieron una verificacion de credito, diciendo que a partir de ahora el gobierno la necesitaba para procesar cualquier solicitud, y me pidieron los datos de una tarjeta de credito o debito. Luego se redireccionaba al sitio de Profinity. Entonces me resulto todo muy extraño. Volvi a buscar en Google y di con el sitio verdadero y me di cuenta del engaño.
Inmediantamente llame a un numero de Profinity para cancelar mi membresia. Supuestamente me la cancelaron, me dieron un numero de confirmacion y todo. Luego a los pocos dias aparecio una transaccion por 29.95 en mi cuenta.
Primero, que forma es esa de vender un servicio, a traves de un sitio fraudulento, donde me hicieron ingresar datos tan confidenciales como el Social Security Number, mi direccion, telefono, numero de tarjeta de debito y todo lo que se les ocurrio preguntar, tal y como uno haria en un sitio oficial del gobierno.
Segundo, como me cobran por un servicio que ya cancele. El sitio dice que hay un periodo de prueba (que no esta muy claro de cuanto dura) y luego que te van a cobrar un cargo si no cancelas antes. Yo cancele el mismo dia, apenas 15 minutos despues de inscribirme y aun asi me cobraron.
Ya hice mi denuncia al Business Bureau, puse una disputa en el banco y estoy llenado el internet con quejas.
Mi recomendacion, eviten Profinty.
Well some guy caller me and I know it was a machine telling me I won 50 dollars and they tryna s3nd m3 a mastercard idk about it I’ll keep looking
What Martha said, Beware, I inquired about a job from craigslist and their e-mail advised me to get a free copy of my credit report which also led me to profinity.com. They said I needed a copy of this report before I could interview for the job. I did not apply for this supposedly free credit report or the job, but wanted to advise people to BEWARE
My comment was what just happened to me, that’s why I’ here checking them out, stole a few of Martha’s words, was exactly what was going on here.
They’re scammers. If you get a reply from “Stacy” while looking for an apartment and the e-mail includes a link to a “FULL REPORT” – it’s a scam to get you to sign up for profinity so they can charge you a lot in hidden fees. You are entitled to a single free (yes, free) credit report from 3 government-approved agencies, and profinity is not one of them! AVOID!
Yes I got the same reply from a “Stacy” but I did not sign up. Redirect link was suspicious.
Was just phoned from the Profinity folks and
I suggest that they use “Profanity”.
I was stupid and fell for this trick… I realized immediately after I finished what I had done. I suggest anyone who falls for this to do the following steps.
1.) Call and cancel Profinity account immediately!!! if your put on hold wait, if your left on hold call back over and over until you get through.
2.) Notify the Credit providers and have them put a fraud watch on your information
3.) File a complaint with the FTC that you believe your information was given to a Scam and provide details.
4 and final.) I cannot stress this enough GO TO YOUR LOCAL POLICE and FILE A REPORT!!! Please please go and do this. This will begin the paper trail in the event something happens. Identity Theft can ruin your life. If there is a record that you believe your information was stolen it is ALOT easier to fix it. Please Please Please go and file a police report using the Affidavit that you generate from Step 3. It may take a couple of hours out of your daily life but it will save you in the end.
I signed up for a free trial of this and was charged $29.95 almost immediately. I called and was told it would be refunded. 3 days later I called again and was told the charge was non-refundable because I had pressed the button to see my 3 credit scores. Now I can’t get my money back and when I call I just get the same run around.
I was stupid enough to fall for this trick! I am so disappointed in myself. I got an email from someone named “Emily” so now I have to fix and call the FTC. I cancelled my credit card so these people don’t take my money,but it sucks. There are so many people looking for jobs, and these people take advantage. I hope this never happens to anyone.
U got a job response back from “Emily” , so did I, for office work 17-21$ an hour, but have to do @profinity and bring to interview! I won’t give cc# on anything especially when says “free report” , that always calls me raise an eyebrow! So unfortunitly, this is a scam I guess? Is that was ur saying??? Please write back!
I just received an email from a landlord asking me to get a credit report from profinity.com. I read these reviews here and thankfully did not give them my information. I sent a reply email back to the landlord saying that I wasn’t going to do it and within minutes there was a virus attacking my computer. BEWARE OF THIS WEBSITE AND ANYONE WHO REDIRECTS YOU TO IT!
I am perfectly serious. These people are fraudsters and will do anything to mess with you. Protect your private information. Do not give profinity.com you personal information. DON’T DO IT, DON’T DO IT, DON’T DO IT! I hope this was enough to convince you to stay away from this website.
Scam scam scam trick you into checking your credit then charge your account, which I never gave the account number to them, has been stealing 29.95 a month from me, I just started online banking and to my surprise…… I’ve had money stolen from my bank account for almost a year. Something should be done about this kind of sneaky way these companies “steal” people’s money. I just do not understand how they got my bank account number!!!!
I got an email from Stacey as well for an apartment. Her craiglist ad was removed, but she still asked me to sign up for this profinity. They were only going to charge me $1, so I was okay with it, but I told her I can get 3 free credit reports and asked her if this was okay. The link turned out to be no good after one day, so I thought the site was compromised. She said they had a rental history report, but I didn’t know a credit history has this… Anyway, I’ll ask to see the place, then I can do the credit report while she waits if she’s still interested. My guess is she won’t contact me back.