Secured Credit Cards With No Annual Fee

Sorry for the inconvenience but the because of the recent downturn in the markets the No Annual Fee credit card offer has been discontinued however this secured credit card is still one of the best on the market.

If you’ve found this post there’s a good chance you we’re considering going with capital one only to realize the amount of fees associated with secured capital one visa or Master Card. Putting a minimum deposit down just to find out that it has been eaten away by annual and other fees is not a good feeling. Well lucky for you as promotion the Public Savings Bank Classic Visa Card has a Prime +6.5% variable APR visa card offer with No upfront or monthly fees just a flat $50 Annual Fee. features of this card include.

• 3-bureau credit reporting
• Prime +6.5% variable APR
• a flat $50 Annual Fee
• Low $200 minimum deposit
• No credit check or credit inquiry
• No income or employment verification
• 25 day grace period

At the moment that i am writing this post which is April 18, 2010 there is no secured credit card that even comes close to these features. When you apply for this card you don’t have to worry about them checking your credit or even checking to see if you have a job. Also unlike majority of the secured credit cards on the market the Public Savings Bank Classic Visa Card has a 25 day grace period. i’m sure you’ve read about Capital one and others and what happens of you miss a payment People who might need this card are the following people with:
• BAD CREDIT
• NO CREDIT
• DAMAGED or THIN CREDIT
• Students & immigrants
• People who need credit tradelines
• People looking to buy a home or car
• People looking to rent an apartment
• People who need a credit card for travel, hotel or car reservations

Public Savings Bank Classic Visa is an FDIC insured bank located outside Philadelphia PA. they report to all three MAJOR credit bureaus this in no way a per paid credit card that will be reporting to credit reporting agency that is not respect or that won’t help you build any real credit to get the house car or boat you deserve in case of emergency Public Savings Bank Classic Visa Card
members also get:

• Free 24-hour online account access and bill payment
• Benefits include travel and car rental insurance
• Zero liability for fraud
• Free emergency card replacement

If you are looking for a Secured Credit Card with a low annual fee of $50 look no farther than the Public Savings Bank Classic Visa Card

This post was last updated February 17 2010 and because of economic beyond my control the No Annual fee credit card offer is no longer available through this company.